Georgia Tech offers a choice of three dental plans with network dentists to help minimize your out-of-pocket dental expenses. All three dental plans offer an orthodontia benefit for covered members.
Eligibility & Effective Date of Coverage
Regular, full-time/part-time faculty or staff who work at least 30 hours per week are eligible for dental coverage on the first day of the month following enrollment in the plan.
Board of Regents MetLife Dental Plan
- Preventive services at 100%
- Annual deductible is $50 per covered person
- Basic and Major services covered at 80% after the deductible
- Annual maximum plan benefit is $1,500 per covered person
- $1,000 lifetime orthodontia benefit for children and adults
- 6-month waiting period for orthodontics and a 24-month waiting period for replacement of dentures or crowns
- MetLife Dental Summary Plan Description
- MetLife Provider Search Tool and Website (enter Board of Regents of the University System of Georgia as company name)
GT DeltaCare USA HMO
- Preventive services at 100%
- Set co-pays for all non-preventive care (unlimitied annual benefit)
- Must select a primary dental facility
- $1,900 co-pay for orthodontia up to age 19 or $2,100 for patients 19 years of age or older
- DeltaCare USA HMO Plan Summary
- Provider Directory
GT Delta Dental PPO
- Preventive services at 100%
- Annual deductible is $50 per covered person
- Basic services covered at 80% after the deductible
- Major services covered at 50% after the deductible
- Orthodontia services (under age 19) is covered at 50% to $500
- Annual maximum plan benefit is $1,500 per covered person
- $1,000 lifetime orthodontia benefit for children and adults
- 12-month waiting period for orthodontics and major services
- GT Delta Dental PPO Plan Summary
- Provider Directory
Cost
The cost of dental coverage is paid entirely by you on a pre-tax basis - 2013 Rates
Academic Prepaids
Since January 1st, 2000, employees on an academic pay cycle have a new deduction schedule which prorates the summer insurance premiums over the last five paychecks of the academic year (January - May). This new deduction schedule was implemented to avoid having to make a triple deduction in the May paycheck to cover benefit premiums over the summer. The advance deductions for summer paychecks to cover benefit premiums is listed separately on the paycheck, and is equal to an additional 40% of the regular monthly deduction for medical, dental, dependent life and supplemental life.
Changes to Your Election
Due to restrictions imposed by the Internal Revenue Service (IRS) code, after you make enrollment decisions during your initial eligibility or open enrollment, you cannot make changes during the remainder of the plan year (Jan. 1 to Dec. 31) unless a qualifying change in family status occurs. Please see the Family Status Change section for more information.