Georgia Tech offers a choice of three dental plans with network dentists to help minimize your out-of-pocket dental expenses. All three dental plans offer an orthodontia benefit for covered members.

Eligibility and Effective Date of Coverage

Regular, full-time/part-time faculty or staff who work at least 30 hours per week are eligible for dental coverage on the first day of the month following enrollment in the plan.

Board of Regents MetLife Dental Plan 

• Preventive services at 100%
• Annual deductible is $50 per covered person
• Basic and Major services covered at 80% after the deductible 
• Annual maximum plan benefit is $1,200 per covered person
• $1,000 lifetime orthodontia benefit for children and adults
• 6-month waiting period for orthodontics and a 24-month waiting period for replacement of dentures or crowns
• MetLife Dental Summary Plan Description
• MetLife Provider Search Tool and Website (enter Board of Regents of the University System of Georgia as company name)

Humana CompBenefits Access Plan

• Preventive services at 100%
• Set co-pays for all non-preventive care (unlimitied annual benefit)
• $5 office visit co-pay
• $2,300 co-pay for orthodontia under 18 years of age or $2,500 for patients 19 years of age or older
• Humana CompBenefits Access Plan Overview
• Co-pay Schedule Plan Information
• Provider Search Tool

Humana CompBenefits Preferred Provider Organization (PPO) Plan

• Preventive services at 100%
• Annual deductible is $50 per covered person
• Basic services covered at 80% after the deductible
• Major and orthodontia services covered at 50% after the deductible
• Annual maximum plan benefit is $1,500 per covered person
• $1,000 lifetime orthodontia benefit for children and adults
• 12-month waiting period for orthodontics and major services
• Humana CompBenefits PPO Plan Overview
• PPO Plan Schedule Information
• Provider Search Tool

Cost

The cost of dental coverage is paid entirely by you on a pre-tax basis - 2012 Dental Rates

Academic Prepaids

Since January 1st, 2000, employees on an academic pay cycle have a new deduction schedule which prorates the summer insurance premiums over the last five paychecks of the academic year (January - May). This new deduction schedule was implemented to avoid having to make a triple deduction in the May paycheck to cover benefit premiums over the summer. The advance deductions for summer paychecks to cover benefit premiums is listed separately on the paycheck, and is equal to an additional 40% of the regular monthly deduction for medical, dental, dependent life and supplemental life.

Changes to Your Election

Due to restrictions imposed by the Internal Revenue Service (IRS) code, after you make enrollment decisions during your initial eligibility or open enrollment, you cannot make changes during the remainder of the plan year (Jan. 1 to Dec. 31) unless a qualifying change in family status occurs. Please see the Family Status Change section for more information.